Company Overview

According to Inc. magazine, brothers Richard and Kelly Woolwine have built Atlantic Credit & Finance, Inc. into one of America’s fastest growing private companies.

Headquartered in Roanoke, Virginia, Atlantic Credit & Finance is a leading purchaser and manager of unsecured, consumer-distressed assets—managing in excess of $7.0 billion.
  

The company’s rapid growth—since its inception in 1996—stems primarily from the commitment of each Atlantic employee, starting with Richard and Kelly, to its many external audiences, including debt sellers and individual consumers.

Atlantic Credit & Finance focuses not only on helping debt sellers realize the benefits of selling their asset portfolios, but also working with consumers on customizing ways for repaying their debt and gaining the opportunity to move on with their lives.

A privately held business that employs more than 400 people in offices in Roanoke and Richmond, Virginia, and Phoenix, Arizona, Atlantic Credit & Finance has completed more than 250 transactions and manages nearly one million consumer accounts.

From its humble beginnings—the company was initially headquartered in Kelly’s basement—to its status as a premier buyer and manager of consumer-distressed assets, Atlantic Credit & Finance has followed a very simple formula of listening to the consumer.

For debt sellers, that means quickly evaluating the value of each asset portfolio (many times within 24 hours) and then having the experience and reliable sources of funding to ensure the deal is closed. Atlantic Credit & Finance has purchased all types of unsecured, consumer-distressed assets, and has used its due diligence expertise to help ensure credit issuers receive fair value for their defaulted debt.

For individual consumers, Atlantic Credit & Finance is committed to treating each person with integrity and honesty as they work to understand the consumer’s problem and find a workable solution. This approach also preserves the relationship between the consumer and the credit originator as well.

Debt Acquisition and Sales Information:
Todd Kaus, Vice President, Acquisitions and Sales
(800) 888-9419, ext. 4013

Consumer Questions:
Please call (866) 397-4100 and ask to speak with an Atlantic Credit & Finance consumer service representative who will be happy to assist you with any questions or concerns.