About Atlantic Credit & Finance, Inc.

Atlantic Credit & Finance, Inc. is a wholly owned subsidiary of Encore Capital Group. Since 1996, Atlantic Credit & Finance, Inc. has worked with consumers to resolve past due debts. By focusing on long-term options, we have helped millions of consumers like you get on the path to financial recovery.

Atlantic Credit & Finance, Inc. is a leading servicer of unsecured, consumer-distressed assets. For individual consumers, Atlantic Credit & Finance, Inc. is committed to treating each person with integrity and honesty as they work to understand the consumer’s problem and find a workable solution.

Since 2014, Atlantic Credit & Finance, Inc. has been a part of Encore Capital Group. Encore Capital Group is a global specialty finance company with operations and investments across North America, Europe, Asia and Latin America. Atlantic Credit & Finance, Inc. consumers are now able to access best in class services through our sister company, Midland Credit Management, Inc.

Atlantic Credit & Finance, Inc. accounts are now being managed by Midland Credit Management, Inc., often referred to as MCM. MCM has helped over 7 million consumers since 1953. As a leader in consumer experience, Midland Credit Management offers several options to resolve your account. Visit their website and log in today to learn more.

Midland Credit Management offers online chat, but if you prefer to talk to them, you may reach them at (800) 296-2657. You can also visit their website at www.midlandcredit.com.