Serviced By MCM at (800) 296-2657

About Atlantic Credit & Finance, Inc.

Atlantic Credit & Finance, Inc. is a wholly owned subsidiary of Encore Capital Group. Since 1996, Atlantic Credit & Finance, Inc. has worked with consumers to resolve past due debts. By focusing on long-term options, we have helped millions of consumers like you get on the path to financial recovery.

Atlantic Credit & Finance, Inc. is a leading servicer of unsecured, consumer-distressed assets. For individual consumers, Atlantic Credit & Finance, Inc. is committed to treating each person with integrity and honesty as they work to understand the consumer’s problem and find a workable solution.

Since 2014, Atlantic Credit & Finance, Inc. has been a part of Encore Capital Group. Encore Capital Group is a global specialty finance company with operations and investments across North America, Europe, Asia and Latin America. Atlantic Credit & Finance, Inc. consumers are now able to access best in class services through our sister company, Midland Credit Management, Inc.

Atlantic Credit & Finance, Inc. accounts are now being managed by Midland Credit Management, Inc., often referred to as MCM. MCM has helped over 7 million consumers since 1953. As a leader in consumer experience, Midland Credit Management offers several options to resolve your account. Visit their website and log in today to learn more.

Accreditations

Atlantic Credit & Finance ensures the highest quality standards of quality and service.

RMAI Certified