Atlantic Credit & Finance, Inc. has partnered with Midland Credit Management (MCM) to service its accounts. If there are any questions about your Atlantic Credit & Finance, Inc. account, MCM can help.
Payment Questions
How do I make a payment to Atlantic Credit & Finance, Inc.?
Midland Credit Management, Inc. services accounts for Atlantic Credit & Finance, Inc. and offers a variety of different payment options.
Can I talk to someone before I make a payment?
Absolutely. Midland Credit Management, Inc. has representatives available Monday through Friday, 8am – Midnight ET, and Saturday & Sunday 8am – 7:30pm ET. Call MCM at (800) 296-2657 and we will answer all of your questions and discuss payment options.
Assistance & Verification Questions
I’m not sure this debt belongs to me. What should I do?
Follow the instructions on the reverse of your validation notice. You may also call Midland Credit Management at (800) 296-2657 if you have questions. If you have received a letter from Midland Credit Management that you believe is in error, please call MCM.
Can I get more information about this debt online?
You can log in to your account online to view your current balance and review payment options. Please call MCM at (800) 296-2657 with any other questions.
My credit report says my account was “Charged-Off”. Do I still need to pay the debt?
Yes, a “charged-off” account is an accounting designation from the original creditor. You are still responsible for the account balance.
Does Atlantic Credit & Finance, Inc. own your Account?
Midland Credit Management is servicing your account. Log in to the MCM website to get your account history and details, plus flexible payment options – no account number needed.
Accreditations
